Making the decision to either hire a Long Beach in-home care provider or to place a loved one into a nursing home facility can feel overwhelming. You will have questions and numerous options to explore during the decision-making process. These options can significantly impact your life or that of your loved one. While some individuals prefer to receive in-home care, others prefer to live in an assisted living or nursing home facility where they receive around-the-clock care. Understanding the difference between Long Beach in-home care and nursing home care can help you decide what option is the right fit for you, your loved ones, and your financial situation.
Nursing Home Care
Most nursing homes and assisted living facilities are covered by major medical insurance plans, including Medicare and Medicaid. Nursing homes offer around-the-clock care to their residents and help them complete daily tasks such as eating, bathing, and grooming. Nursing homes vary in size and some may have over 100 residents at a time. Care inside a nursing home means meals throughout the day, cleaning, housekeeping, laundry, and medical services.
Costs Associated with Nursing Homes
Before making any decision regarding which care situation is right for you and your loved ones, you must first consider the financial aspect of your decision. Costs for nursing homes, even those covered by insurance, will vary but usually come with a hefty price tag. While some insurance plans only cover temporary housing—such as twenty days—others cover the costs as long as a medical physician states the individual needs care. Medical insurance can leave an individual with a bill anywhere from 20 to 40 percent of the cost, which is not favorable for even the well-to-do.
Long Beach In-Home Care
In-home care offers private, family-centered care that fits the needs of the individual and her loved ones. In-home care can be provided by a certified home health aide or even a family member. This individual provides similar services as that of a nursing home, except that they are performed in the individual’s house. Unlike the nursing home environment, the Long Beach in-home caregiver also serves as a companion. She may take the individual to doctor’s appointments, family events, and social gatherings, in addition to providing a wide variety of in-home care such as bathing, dressing, going to the bathroom, pet care, laundry, cooking, and cleaning—depending on the terms of the contract.
Costs Associated with Long Beach In-Home Care
Most insurance carriers do not cover in-home care. Non-medical home care workers can cost $15 to $20 per hour, while medically certified workers can range $25 to $45 per hour. If the individual needs specialized medical equipment, she will have to cover the costs or a percentage of those costs as well. Long Beach in-home care is often more affordable and more desirable than nursing home care, and the convenience and comfort associated with it is preferred by most individuals and their family members—regardless of price.
Which is Better?
Although the financial aspect of your decision is important, you must also consider how your decision will impact the daily life and emotional stability of your loved one. Discuss the options with the individual who needs care. Does she need 24-hour care? Does she have cognitive or physical limitations? Trained in-home care professionals can care for individuals with dementia, Alzheimer’s, Parkinson’s, and many other afflictions—all in the comfort of their own home.
Learn more about the services and costs of a Long Beach in-home care provider by calling 877.422.2270.